"owner_id": "nearlend.testnet",
"interest_rate_model": {"kink": "800000000000000000000000",
"reserve_factor": "10000000000000000000000",
"base_rate_per_block": "0",
"multiplier_per_block": "1522070015220700",
"jump_multiplier_per_block": "28538812785388100"
},
"underlying_token_id": "usdc_beta.nearlend.testnet",
"controller_account_id": "controller_beta.nearlend.testnet",
"initial_exchange_rate": "1000000000000000000000000",
"disable_transfer_token": true